Banking / BFSI · Bulk SMS Gateway

SMS Gateway for Banks & NBFCs

DLT-compliant OTP, transaction and EMI alerts delivered in seconds for banks and NBFCs.

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Overview

Banking runs on instant, reliable SMS — OTPs, transaction alerts and EMI reminders that must arrive in seconds. icpaas.ai (Enterprise Communication Platform) is a TRAI/DLT-registered SMS gateway delivering BFSI traffic over direct operator routes with priority for time-critical messages.

We manage your DLT headers and templates, maintain 98.9% uptime, and provide a robust API so OTPs and alerts reach customers reliably across every Indian network.

2-5s
OTP Delivery
98.9%
Uptime
DLT
Compliant
All
Operators
Trusted by India's Leading Enterprises
HDFC BANKTATARELIANCEICICIAirtel
What you get

Built for Banking / BFSI

Instant OTP delivery

Priority routing delivers OTPs in roughly 2-5 seconds.

Transaction alerts

Real-time debit, credit and balance notifications.

EMI reminders

Automated due-date alerts that cut delinquency. Engineered to enhance citizen/customer engagement, streamline outbound workflows, and deliver measurable results.

DLT compliance

Managed header and template registration, kept current.

SMS API & SMPP

Integrate via REST or SMPP for high-volume traffic.

Delivery analytics

Track delivery and failures for every message. Engineered to enhance citizen/customer engagement, streamline outbound workflows, and deliver measurable results.

Use cases

How Banking / BFSI teams use it

OTP & 2FA Transaction alerts EMI reminders KYC notices Statement alerts Loan updates Fraud alerts Account notices
Why icpaas.ai

Why Banking / BFSI chooses us

  • TRAI/DLT-registered with full compliance support.
  • Sub-5-second OTP delivery on direct routes.
  • 98.9% uptime for mission-critical traffic.
  • REST and SMPP for any integration.
Developer Integration

ICPaaS API Playbook

See how easily your developers can trigger these communications using our robust REST APIs.

Integration Points

Connect your existing database, CRM, ERP, or billing software directly to our high-throughput REST API.

Endpoint: api.icpaas.in/v1/sms

POSTAPI Authentication

All requests must be authenticated using the Bearer token generated from your ICPaaS Dashboard under Developer Settings.

Authorization: Bearer YOUR_ICPAAS_API_KEY
curl -X POST https://api.icpaas.in/v1/sms \
  -H "Authorization: Bearer YOUR_ICPAAS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
  "to": "+919988776655",
  "sender_id": "ICPAAS",
  "type": "transactional",
  "dlt_template_id": "1707161234567890123",
  "message": "Your OTP is 482913. Valid for 10 minutes. - ICPAAS"
}'
FAQ

SMS Gateway for Banks & NBFCs — questions answered

Bring Bulk SMS Gateway to your banking / bfsi business

Talk to icpaas.ai and launch compliant, enterprise-grade communication built for banking / bfsi — go live this week.

Chat on WhatsApp +91 9712222776